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Learn How to Use Credit Wisely

I remember as a kid growing up in a conservative Kansas farm family we always paid for our purchases with cash or a check. My first experience with establishing credit was to make three equal payments to the company I bought my new Singer sewing machine from. No interest was added; it was just a way to show responsibility to pay a bill in full. I still like to wait until I have the money in hand before making a sizable purchase. It just feels right.
Credit is a tool used by millions of Americans to accomplish their short and ...


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