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The Grim Repo: Medi-Cal Estate Recovery Act

It was 2007 and we were all gathered around the kitchen table. It was my husband; his parents, Frank and Rachel (not their real names); and me spending a Sunday afternoon catching up. Everyone, it seemed at that time, had just bought a house. Their modest three-bedroom tract home, which they were a year from paying off, was now worth half-a-million dollars.
“It’s nuts,” declared Frank.
A family friend-a-bartender, Frank told us, had borrowed his closing costs. His mortgage was $3,000 a month. It was a shocking amount to all of us.
Rachel and Frank witnessed this craze ...


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