Dear Rusty: Maybe everybody has the same reaction that I do to Social Security insolvency. I do not understand a system that has been basically run like a Ponzi Scam since its inception; why have you decided (in 2026-2027) that now is the time to change a perfectly good Ponzi Scam? In all reality, this began with Babylon. I’m sure that if you searched the meaning of the words “Babylonian money magic,” you would understand what I’m talking about. If this is as good as the Earth has, why would you mess with a perfectly rotten thing? Why would you decide to change currencies to some sort of fragile digital currency? Signed: Skeptical Senior