Dear Rusty: I just found out, as someone who was collecting widow’s benefits on my second husband (a very small amount) for some time, that I was, all along, entitled to divorce benefits from my first husband which are much more. I thought I had to wait until my first husband passed before I could collect anything from him. Now I learned I have the right to collect as a divorcee. All of these years I have been missing out on a bigger benefit because I didn’t know this. Please make this clear and stress it for others in my position. Signed: Lost Benefits