KANSAS CITY, Kan. – Through an elaborate scheme of check kiting and deceit, a Leavenworth business woman allegedly defrauded Farmers Bank and Trust’s Overland Park branch and other individuals, according to a federal indictment filed Aug. 6 in Kansas City.Brenda Wood, 45, was indicted on five counts of bank fraud, one count of theft from an employee benefit program, and four counts of willful violations of the Employee Retirement Income Security Act, U.S. Attorney Barry Grissom said.Her former business associate, Michael Yancey, also named in the indictment as a conspirator, pleaded guilty in June to charges of false statements on a loan application and faces five years in prison. Yancey was Wood’s loan officer at Farmers Bank before becoming Wood’s employee.The indictment alleges the Wood’s crimes date back to 2012 and took place while she owned several businesses including one in Kansas City, Mo. – Professional Cleaning and Innovative Building Services, Inc. (PCI) – and three in Bonner Springs – Action Real Estate Services LLC; G&W Investments LLC, and Riverview Crossings, LLC.The indictment alleges Wood obtained loans for herself and her companies through Farmers Bank by making false representations and submitting falsified documents to the bank. What does the indictment say?Among the allegations in the indictment are these:• Wood obtained a loan on behalf of Riverview Crossings to purchase property in Bonner Springs in part by forging the signature of a second mortgage holder releasing the deed.• Wood submitted falsified invoices totaling more than $100,000 to support fraudulent draws on the Riverview Crossings loan.• Wood obtained a loan on behalf of PCI to buy property in Basehor in which she fraudulently inflated the purchase price to make it appear the loan met the bank’s loan-to-value ratio requirements.• Wood obtained a $350,000 line of credit in part by fraudulently representing to the lender that her company, PCI, was awarded a contract to provide cleaning services at an Internal Revenue Service building in Kansas City, Mo.