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USD 431 changes student insurance
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HOISINGTON — At its regular meeting Monday, the USD 431 Board of Education voted to change the student insurance for students involved in activities due to cost.
The coverage for all pupils during the routine school day such as on the playground will remain the same. The insurance coverage provided by USD 431 will cover up to $25,000 per injury at no cost to the parent.
What will change is the insurance for activity coverage such as athletics. There will be a $3,500 deductible that must be paid by the family before USD 431 insurance starts.
Superintendent Bill Lowry explained that the change was due to tremendous increases in the cost of the insurance. The new insurance, provided by Student Assurance Services, will cost the district $12,125. This option was approved by the board.
“This is our best option,” said Lowry. “The district is under no obligation to provide insurance.”
In addition, parents will be offered the option to purchase insurance to cover the $3,500 deductible for activities for $81, excluding football. The coverage for football would be $250.
“This is something to help you survive an injury,” said Lowry.  “This is secondary insurance.”