WASHINGTON, D.C. – On Monday, U.S. Senator Roger Marshall, M.D. (R-Kansas), introduced The Marshall Plan, or the Lowering Health-care Costs for Americans Act, a comprehensive health-care package he said is designed to repair the failures of the Affordable Care Act and deliver meaningful solutions to America’s health-care crisis.

“Health care should work for patients, not politicians or insurance companies,” said Senator Marshall. “The Marshall Plan takes a different approach – root out fraud, force price transparency, protect vulnerable patients, and put money back in families’ pockets. Let’s stop pretending Washington can fix health care by writing bigger checks, and I hope my plan serves as the starting point for comprehensive health-care reform.”

The Marshall Plan delivers five core reforms to lower costs, increase access, and put patients back in control of their care:

• Cracks down on ACA fraud by requiring ID verification and minimum monthly premium payments, so people enrolled in coverage are real and contributing.

• Extends enhanced premium tax credits for 2026 and, beginning in 2027, redirects that funding into a new Hyde-protected health-care affordability account similar to an HSA, with a 700% income cap and a five-year phase down.

• Appropriates cost-sharing reductions, generating an estimated $30 billion in savings.

• Implements price transparency reforms so Americans can finally compare costs and shop for care – reforms with the potential to save patients up to $1 trillion annually.

• Supports high-risk patients by funding state-run invisible reinsurance pools that stabilize markets and lower premiums for everyone.