Homeowners with storm damage should not delay in filing a claim with their insurance companies. Every homeowners insurance policy and claim is different, so contact your agent for specific details.
Hilarey Samora with Levi Keenan State Farm Insurance in Great Bend said it’s a good idea to document any damage.
“Take lots of pictures and keep invoices,” she said.
Act quickly to avoid additional damage. If you can’t handle an immediate patch job on your own, consider a professional. Todd Clark at Magna Dry in Great Bend said his company has been helping with boarding up holes, removing water from homes and checking for mold.
Here are other tips:
• Contact your insurance agent or call in a claim so an insurance adjustor can come out. Talking to your agent right away can help you process the claim. Some companies and plans have time limits.
It’s a good idea to review your homeowner's policy so you know your deductibles and what is covered. When a storm covers a large area, it can take longer to get someone to assess the damage and to schedule repairs.
• Contact a professional contractor. You’ll want so know if anything is leaking. Get quotes on repairs.
• Be wary of scammers. Look for contractors who are licensed, insured and experienced.
Safety tips
The Centers for Disease Control and Prevention offer safety tips for after a storm:
• Never use a wet electrical device. Turn off the power at the main breaker in your house if the device is still plugged in. Wait for an electrician to check the device before using it.
• If the power is out, use flashlights instead of candles. If you do light a candle, stay near it; don’t leave a candle unattended.
• Throw away food that may have come in contact with flood or stormwater.
• In hot weather, try to stay cool by staying in air-conditioned buildings, taking breaks in shaded areas or in cool rooms, drinking water and nonalcoholic fluids often, and wearing light and loose-fitting clothing.
